Credits
- Credits are first declared through the expenses declaration
- A GET API allows to retrieve the list of declared credits (see loan applicant data, expenses)
- For those being consolidated, a PUT API allows to update the payout instructions of a given credit, based on the id.
Insurance premiums
- In the purpose breakdown (purpose split), specific purpose detail id's are reserved for the life insurance premium of the primary and secondary borrower. The se can be declared through a PUT API allowing to provide the list of purpose splits, matching the total requested amount minus the amounts of the loan to be consolidated.
- A GET API allows to retrieve the list of purpose splits
- For the purpose splits not to be paid out on the borrower bank account, another PUT API allows to provide the payout instructions of a given purpose split (typically an insurance premium to be paid out to the insurer), based on the id
Bank account of the borrower
- The remainder of the loan amount is paid out to the borrower's bank account, no need to provide the amount, this is computed.
- The IBAN to be used can be provided using a PUT API
- a GET API allows to retrieve the bank account of the borrower currently attached to the loan application