mozzeno Credit-as-Payment solution

Enable “Credit as a Payment” on your store with our easy-to-install, regulation-compliant solution. Integrate our JavaScript widgets to display financing options, simulate repayments, and redirect customers to complete their loan application on mozzeno’s platform.

🔥 Ready-Made Plugins (e-commerce platforms)

If you’re running on Shopify, WooCommerce, Magento (Adobe Commerce), PrestaShop or Odoo (eCommerce Module), we’ve got you covered with official, fully-supported plugins:

Platform	Plugin Link
Shopify	Soon available
WooCommerce	Soon available
Magento (Adobe Commerce)	Soon available
PrestaShop	Soon available
Odoo (eCommerce Module)	Soon available
Other Platforms	We can evaluate building for your system—contact us at support+merchants@mozzeno.com

🛠 DIY Integration

Building your own integration? Use our hosted docs to guide you step by step:

Widget Integration

See the full guide and parameter reference here:👉 Widgets
All financing widgets are delivered via our JavaScript library. For details on embedding, parameters, styling and eligibility filters, see our demo page: 👉 Widgets demos
Events & Webhooks

Synchronize order status with loan application events by configuring webhooks in your mozzeno merchant account and mapping them to your order-management steps.Full event list, payload schema and security guidelines here:👉 Webhooks
REST API

For custom workflows—loan status checks, cancellations, delivery notifications—leverage our REST APIs.Browse endpoints, request/response schemas and examples in the REST API catalog:👉 API catalog

Prerequisites

A mozzeno merchant account with API credentials (branch_id, widget_id's), which can be obtained from support+merchants@mozzeno.com
Access to your store’s theme or template files.
JavaScript enabled on your e-commerce platform, and a developer to perform the integration.

Integration principles

1. Product page (optional but recommended)

Objective: Display financing information and a simulation modal for a single product.
Widget: Product or Payment Button widget (click opens built-in simulation modal).
Logic: Enabling/disabling should be easy , and conditioned based on eligibility criteria (amount, country, customer type: personal/professional,...)

2. Basket / Order summary page (optional)

Objective: Display financing information and a simulation modal, before checkout for the whole basket.
Widget: Product or Payment Button widget (click opens built-in simulation modal).
Logic: Enabling/disabling should be easy , and conditioned based on eligibility criteria (amount, country, customer type: personal/professional,...)

3. Payment method selection page and redirection to mozzeno platform (mandatory)

Objective: List a payment option “Financement avec mozzeno” / "Financiering met mozzeno" / "Financing with mozzeno" with financing info and simulation modal among other payment options, then redirect purchaser to mozzeno.
Widget 1: Payment Button widget (click opens built-in simulation modal).
Widget 2: Redirect widget (opens simulation modal then redirects to mozzeno loan application).
Logic:
- Enabling/disabling should be easy , and conditioned based on eligibility criteria (amount, country, customer type: personal/professional,...)
- When “mozzeno” is selected as the payment option, redirect the purchaser to mozzeno.

4. Synchronisation of order and stock

Objective: Depending on your business and your inventory constraints, you might want to reserve items and release items back to stock on various events in the loan application lifecycle
Typical reservation & release workflow:
- Reserve items for a customer:
  - Immediately when order is placed
  - Or at a specific loan event (e.g. loan_application.completed, loan.preapproved)
- Release items back to stock:
  - On decline or cancellation events (loan.declined, loan_application.cancelled, loan.cancelled, etc.)
  - Or after a merchant-defined timeout communicated to the customer
Integration approaches using webhooks:
- All-Events webhook handler
  - Dynamically map each event to your order-lifecycle milestones
  - Configure reservation/release rules within your ecommerce application
- Filtered webhook endpoints
- Register webhooks URLs for only the events you care about
- Simplifies mapping; follow our webhook guide to set up your endpoints

5. Confirmation of the effective delivery

Objective: In order to confirm the granting of the loan, and pay the merchant, mozzeno needs to get a confirmation that the delivery has effectively occurred. Depending on the business and integration use cases, this notification can be handled through different channels:
- API : merchant system call an API to notify mozzeno that the delivery has occurred
- Delivery confirmation signed by the customer on mozzeno platform
- Delivery attest signed by the customer and provided (by the merchant or the customer) to mozzeno

Loan application lifecycle